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Payhip vs Stripe

	Payhip	Stripe
What it says it does	We make it easy for you to sell anything online anywhere: digital downloads, online courses, memberships, coaching and physical products from one store you can build without code.	Stripe is a payments platform for accepting cards, wallets and bank payments online, with Payment Links, Checkout, subscriptions, invoicing and tax tools that need little or no code.
Pricing	Free plan $0/mo + 5% transaction fee; Plus $29/mo + 2%; Pro $99/mo with no transaction fee. All plans include every feature; PayPal/Stripe fees still apply (official)	No setup or monthly fees; 2.9% + 30 cents per successful domestic card transaction; +0.5% for manually entered cards, +1.5% for international cards, +1% if currency conversion is needed; ACH Direct Debit 0.8% capped at $5; $15 per dispute; Payment Links included (US pricing) (official)
Website	https://payhip.com/	https://stripe.com/

Which to use

Payhip wins when you want to start selling for $0 a month and only pay a fee when you make sales. Stripe wins when you want pay-per-sale card processing with Payment Links, subscriptions and invoices and no monthly fee.

Choose Payhip if you sell digital downloads, courses, memberships or coaching and want a store with tax handling and no monthly fee to start.
Choose Stripe if you want to take card payments for products, services or subscriptions without a monthly fee.

This is an editorial fit note from each vendor's public site and docs, not a sponsored ranking and not a price quote. Descriptions in the table come from those sites. Confirm current prices there. How we review tools.

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