Compare › Sell Digital Products
Gumroad vs Stripe
| Gumroad | Stripe | |
|---|---|---|
| What it says it does | Start selling what you know, see what sticks, and get paid. Simple and effective. | Stripe is a payments platform for accepting cards, wallets and bank payments online, with Payment Links, Checkout, subscriptions, invoicing and tax tools that need little or no code. |
| Pricing | No monthly fee: 10% + $0.50 per sale through your profile or direct links; 30% when new customers buy via the Discover marketplace; Gumroad is merchant of record and handles sales tax (official) | No setup or monthly fees; 2.9% + 30 cents per successful domestic card transaction; +0.5% for manually entered cards, +1.5% for international cards, +1% if currency conversion is needed; ACH Direct Debit 0.8% capped at $5; $15 per dispute; Payment Links included (US pricing) (official) |
| Website | https://gumroad.com | https://stripe.com/ |
Which to use
Gumroad wins when you want no monthly fee and can live with 10% plus $0.50 on direct sales, or 30% if the buyer comes from Discover. Stripe wins when you want pay-per-sale card processing with Payment Links, subscriptions and invoices and no monthly fee.
- Choose Gumroad if you want to sell a digital file or membership without a monthly store fee.
- Choose Stripe if you want to take card payments for products, services or subscriptions without a monthly fee.
This is an editorial fit note from each vendor's public site and docs, not a sponsored ranking and not a price quote. Descriptions in the table come from those sites. Confirm current prices there. How we review tools.
Keep exploring
- Gumroad listing
- Stripe listing
- All Sell Digital Products tools
- Best platforms for selling digital products (2026)
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