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Gumroad vs Polar

	Gumroad	Polar
What it says it does	Start selling what you know, see what sticks, and get paid. Simple and effective.	Polar is the Merchant of Record for developers building AI-era software: payments, subscriptions, and usage-based billing, with global tax handled for you.
Pricing	No monthly fee: 10% + $0.50 per sale through your profile or direct links; 30% when new customers buy via the Discover marketplace; Gumroad is merchant of record and handles sales tax (official)	Starter free with 5% + 50¢ per transaction; Pro $20/mo (3.8% + 40¢); Growth $100/mo (3.6% + 35¢); Scale $400/mo (3.4% + 30¢); +1.5% for non-US cards; Stripe payout fees passed through (official)
Website	https://gumroad.com	https://polar.sh/

Which to use

Gumroad wins when you want no monthly fee and can live with 10% plus $0.50 on direct sales, or 30% if the buyer comes from Discover. Polar wins when you want a Merchant of Record with public, simple fees for selling software and subscriptions.

Choose Gumroad if you want to sell a digital file or membership without a monthly store fee.
Choose Polar if you sell software, SaaS subscriptions or digital products and want tax handled for you.

This is an editorial fit note from each vendor's public site and docs, not a sponsored ranking and not a price quote. Descriptions in the table come from those sites. Confirm current prices there. How we review tools.

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