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Polar vs SendOwl

	Polar	SendOwl
What it says it does	Polar is the Merchant of Record for developers building AI-era software: payments, subscriptions, and usage-based billing, with global tax handled for you.	Sell digital products, subscriptions, and memberships from anywhere you can paste a link. SendOwl handles checkout, secure delivery, upsells, affiliates and discount codes.
Pricing	Starter free with 5% + 50¢ per transaction; Pro $20/mo (3.8% + 40¢); Growth $100/mo (3.6% + 35¢); Scale $400/mo (3.4% + 30¢); +1.5% for non-US cards; Stripe payout fees passed through (official)	Launch $39/mo ($32.50/mo billed annually; up to $10k sales/yr); Grow $87/mo ($72.50 annually; $36k sales/yr); Scale $159/mo ($132.50 annually; $100k sales/yr); Business from $299/mo; no transaction fees; all features on every plan; free trial (official)
Website	https://polar.sh/	https://www.sendowl.com/

Which to use

Polar wins when you want a Merchant of Record with public, simple fees for selling software and subscriptions. SendOwl wins when you sell digital products and want no transaction fees, with affiliates and upsells included.

Choose Polar if you sell software, SaaS subscriptions or digital products and want tax handled for you.
Choose SendOwl if you sell digital downloads, memberships or subscriptions and want checkout and delivery without fees per sale.

This is an editorial fit note from each vendor's public site and docs, not a sponsored ranking and not a price quote. Descriptions in the table come from those sites. Confirm current prices there. How we review tools.

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