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Paddle vs Stripe

	Paddle	Stripe
What it says it does	Increase revenue, reduce risk and reduce cost with Paddle, the payment solution powering global revenue for n8n, Letterboxd & AdGuard. One platform that handles billing, tax and compliance.	Stripe is a payments platform for accepting cards, wallets and bank payments online, with Payment Links, Checkout, subscriptions, invoicing and tax tools that need little or no code.
Pricing	Pay-as-you-go 5% + 50¢ per checkout transaction, no monthly fee (Merchant of Record: sales tax, fraud and buyer support included); custom pricing for high volume; contact sales for products under $10 (official)	No setup or monthly fees; 2.9% + 30 cents per successful domestic card transaction; +0.5% for manually entered cards, +1.5% for international cards, +1% if currency conversion is needed; ACH Direct Debit 0.8% capped at $5; $15 per dispute; Payment Links included (US pricing) (official)
Website	https://www.paddle.com/	https://stripe.com/

Which to use

Paddle wins when you want a Merchant of Record with no monthly fee that handles global tax, fraud and buyer support for you. Stripe wins when you want pay-per-sale card processing with Payment Links, subscriptions and invoices and no monthly fee.

Choose Paddle if you sell software or SaaS worldwide and want someone else to handle sales tax and billing.
Choose Stripe if you want to take card payments for products, services or subscriptions without a monthly fee.

This is an editorial fit note from each vendor's public site and docs, not a sponsored ranking and not a price quote. Descriptions in the table come from those sites. Confirm current prices there. How we review tools.

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